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The Indiana Electrical Workers Pension Trust Fund (The Fund) is a valuable benefit provided through the Local Union and Employers. Generally speaking, Employees may participate in The Fund once they become vested according to The Fund Document.  

The Defined Benefit Fund is designed to provide, retirement, disability, death and other benefits approved by the Trustees to covered members, their eligible spouses and beneficiaries.

The entire cost of the Fund is paid by the participating employers who are required to contribute to the Pension Fund in accordance with their collective bargaining agreements with the IBEW, Local 481. No employee contributions are required or accepted.

The Trustees, consisting of an equal number of labor and management representatives, is responsible for the financial management and general operation of the Pension Fund. To accomplish these tasks, the Board of Trustees retains the services and advice of various Fund professionals, including certified public accountants, attorneys, and actuaries.

The Trustees strive to maintain and improve the benefits available to Participants and their spouses. However, the Trustees do reserve the right to amend the Fund in any way they feel necessary or desirable. Proper notice will be given of any changes in the Fund. The Trustees further reserve the right to interpret and apply all provisions of the Fund.

Please take some time to review the Fund’s Summary Plan Description. If you’re married, share the information with your spouse. The SPD is the most recent printed version, so changes have been made since then.

The Trustees will continue to keep you advised of any changes in the Fund.  Please be sure that the Benefits Office has your current address at all times.

Please see the list of definitions to help you better understand the Defined Benefit Fund.


A temporarily change has been made to the "Suspension of Pension Benefits Rules" and "Health & Welfare Fund Initial Eligibility Rules" for certain retirees. Please see the Official Notice from the Benefit Office.

If you have any questions, please contact the Benefits Office at 317-923-4577.

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