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The SUB Plan is an employee welfare benefit Plan that provides Supplemental Unemployment Compensation, Wage Replacement, Disability, Death and certain other Ancillary Benefits to Participants and Beneficiaries who are eligible for benefits under the rules set forth in the Plan Document.

The SUB Plan is a collectively bargained Supplemental Unemployment Benefit Plan established and maintained by the IBEW Local Union No. 481 (the Union), the Central Indiana Chapter of the National Electrical Contractors Association (NECA), and the Joint Board of Trustees selected by the Union and the NECA.

A Board of Trustees, consisting of an equal number of labor and management representatives, is responsible for the financial management and general operation of the Fund. To accomplish these tasks, the Board of Trustees retains the services and advice of various Plan professionals, including certified public accountants, attorneys, and actuaries.

The Trustees strive to maintain and improve the benefits available to Participants and their Eligible Dependents. However, the Trustees do reserve the right to amend the Plan in any way they feel necessary or desirable. Proper notice will be given of any changes in the Plan of Benefits. The Trustees further reserve the right to interpret and apply all provisions of the Plan, including those which relate to eligibility for benefits and the proper payment of benefits.

Please be sure to provide all requirements listed in the application.

Please take some time to review the Plan’s Summary Plan Description . If you’re married, share the information with your spouse. The SPD is the most recent printed version, so changes have been made since then.

The Trustees will continue to keep you advised of any changes in the Plan.  Please be sure that the Benefits Office has your current address at all times.

If you have any questions, please contact the Benefits Office at 317-923-4577.

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